I'd
like to think I'm careful with my money. I've never had a loan before
or a credit card but sometimes things can crop up that aren't planned
for and a short term loan that I could pay back in one go, once I’ve
been
paid
would be ideal. When it comes to my money I like to be in control
about where
it goes and
what it is spent on. I
feel the same when it comes to the idea of taking out a loan.
I'm definitely a person who would only take out a loan that
I knew I could pay back in one go as I hate the idea of getting into
debt. I know this isn't something that everyone can do but if you are
able to than definitely a short term loan could be for
you.
I'm
sure you all will have had something crop up such as a high value
item needing to be replaced and panicking about how you
would afford such an item. We have had a few times in the past
when a high value item such as the TV needs to be replaced but we've
not had the money right then and there to sort it. Our biggest was
when our washing machine broke down and as it wasn't
the landlords responsibility we had to go without
until we was able to sort something ourselves. So this type of
loan from Vivus would be ideal especially as the first
loan you take out with them is half price. When it comes to taking
out a loan I'd want the process to be quick and easy for me since I
am a busy mum and don't have time to be on the phone on hold for
ages. So applying online from the comfort of my own home is a great
way to do this. No hidden fees is also a biggy for me as I don't want
to be paying out more than I was expecting to.
I
like that with Vivus if a customer misses an agreed payment date that
they are given 5 days to make the payment before any late payment
charges and any interest that would be added on a daily basis are
made. This for me is great as it would encourage me to make sure
payments are made on time, after all no one wants to have to pay out
more than necessary. Of course there are times when you may get
paid later than you should have been which is one of the reasons I
think that being given 5 days to make payment before late charges and
interest are added is a great idea.
Short
term loans can often get bad press and negative stigma around
them. But with Vivus they don't want their customers to get into
debt but to be able to help them out of short term difficulty. This
means that they are flexible and understanding of their
customers and provide customers with only what they need placing
control into their hands.
Informative post, short term loans allow you to repay the loan in shorter duration, business finance can repayment duration depends on the of loan.
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