Sunday, 1 October 2017

No Spend October (2017)


October is here and the last month has really flown by. Spur of the moment I have decided to do No Spend October. I really do need to cut down on my spending, so I thought by taking part in No Spend October this will really give me a kick start in curbing my spending.

The rules are pretty simple from the first of October to the 1st of November  no spending on things that aren't essential. All bills and personal bills such as my phone, insurance and Netflix are covered for.

I have also going to be accounting for special circumstances these are: 

- My slimming world countdown ends on the 26th so I will be buying a new one

- I'll allow myself to buy chocolate/Hifi bars occasionally as I can't completely go without them.

- Travel costs only if visiting my family

- Blake's friend's birthday gift

- If Blake needs anything for Pre-School.


So what will I be cutting out: 

- Takeaways/eating out
- Drinks when out and about 
- Alcohol 
- Clothes
- Toys
- Lottery/scratch cards
- Entertainment (movies, books,  day trips etc) 
- Cosmetics
-Home Decor 
- Bus fairs
- Anything else non essential you can think of.

 I'll be making sure there are no shopping trips or online spending this includes no charity shops, ebay, facebook selling pages, no amazon (eek) no matter how much of a bargain something is. 

I'll share with you if I cave in and buy something I shouldn't and I'll also be sharing with you some of my ideas on things we have done. Here are some ideas below on how I am going to manage during the month.

1. When going out take my own drink with me 
2. Eat before going out/take a packed lunch
3. Batch cook lunches (I'm going to make soups and pastas)
4. Use up what we have: Food, cosmetics, toiletries, cleaning products
5. Don't go into any shops other than supermarkets for a month
6. Go to supermarket with a shopping list and stick to it
7. Read books I own but haven't yet read
8. If I do run out of books to read I can borrow from the library instead of buying.
9. watch movies that we already have or are on netflix
10. Remove the amazon app from my phone/tablet
11. Find free days out and ideas of things to do with Blake that don't cost anything
12. Walk rather than get the local bus 


I know its not going to be easy especially with half term coming up at the end of the month and with Halloween around the corner too.

I'd love to know if you will be joining in or if you have any tips or ideas for the month ahead for me. 

46 comments:

  1. Good luck on your no spend month, I am sure you will manage it x

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  2. Good luck with this! I think it's a fantastic aim and I'm sure you will manage it over the course of the month!

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  3. I could really do with a no spend month, I seem to waste so much money on things I probably don't need x

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  4. This is such a goo idea. I'm not sure I could go the full hog, but will be taking on board some of your tips. Starting slowly...

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  5. Wow, what a commitment. Hope it goes well, I'm sure it will all be worth it :)

    Madeline
    https://www.madelinesays.co.uk

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  6. I have actually been thinking of doing this myself but I have a mini holiday next week and not sure I can go without actually spending on something. But good luck I might try it for November or do a no week spend

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  7. This sounds like such a good challenge - good luck! No spending would be such an achievement, you can do it :)

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  8. I'll be interested to see how you get on with this. I'm not sure I could last a month!

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  9. Great plan. We have a weekly amount of cash that we take out (except for food shop) and we can only use that money, so no paying by card or phone. Any monies left over goes in a pot. Really adds up. Good luck with your October xx

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  10. I think I'm going to do No Spend November as I have a few birthdays this week and plans already made whereas next month nothing is set and I'm more likely to spend stupidly without thinking. Good luck and thanks for the tips

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  11. Good luck with your no spend October, I should really try and do something similar myself.

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  12. I admire your willpower. I could never do this

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  13. I love this so much! I'm a wannabe minimalist and I'm always trying to watch what I spend money on..it can be difficult though, especially when it comes to books! I love your tip of reading the ones you already have though! Good luck with no-spend October! <3 xx

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  14. This sounds like a great idea, I really need to do this, I might have a no spend November!

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  15. I should do this as well....I spend too much money myself and I need to really cut back on my spending.

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  16. ooo I love this idea and this is something we need to do as well! Bit late for october but I think I will try september instead!

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  17. Looking forward to seeing how you get on. Not sure I could be so strict with myself! x

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  18. Good Luck, it is not something I could do as i start xmas shopping this month and then it is half term

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  19. Good luck with your no spend month, I find it hard to cut out things completely but I am trying to be more strict with what I buy x

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  20. Good luck with the no spend challenge. I really should do this as well. I need to cut down on my spending.

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  21. Wishing you lots of luck with the no spending x

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  22. Great list - I save a fortune by reading books already on my TBR list. I chuckled at you removing the Amazon app but it is actually a great idea.

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  23. Such a fab idea..and much needed seeing as the spend of Xmas will only be a couple of months after this. I look forward to hearing how you get on!

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  24. God I need to do this. We are so so broke this month and I don't get paid until the 15th! Help!

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  25. Good luck! I could so do with trying this. So hard, but I admire that you are giving it a go :) x

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  26. That is a brilliant plan and a no spend except from travel and bills/rent is something I have implemented these last few months because of lack of money and it does help! Good luck x

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  27. Good luck! I’m part of a no spend group on Facebook and im going to document how I get on there

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  28. Good luck on the no spending ban, looks like you've got everything covered and prepared. I've found we don't buy so much no we menu plan for the week and we save so much waste! x

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  29. Good luck with this Joanna, that looks hard but it's so easy to spend on non essentials isn't it?

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  30. Oh wow good luck. It's not going to be easy but if you manage you should save a fair amount!!!

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  31. Best of luck on your no spend month. This is such a great way to save and discipline yourself. I will have to do this next month so I can really start by November first.

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  32. This is such a great idea and if it became a habit it wouldn't need to be per month as you can do it for the whole year. But with also some cheat days to treat yourself.

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  33. I need to try this! Such a great idea. I'd struggle without random spending sprees (Also forever buying bargains on Amazon!) x

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  34. Good luck with this! I really need to do something like this, as I spend too much on things I don't actually need.

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  35. I should really do this... but moving into a new place makes it pretty hard to not spend as we need to get all the essentials! I might try this for November though.... it would be interesting to see how much money you saved.

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  36. What a great idea. I have decided to actually work out a budget this month so I'm hoping that is going to help. Love the idea of a month of no spend though.

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  37. good luck - things like this always help to re-evaluate how much we are spending and where we can cut back longer term

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  38. This is a really great idea! I would love to do something similar, I think it's a great way to control your finances

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  39. This is a massive task but a great worthwhile undertaking just before the Christmas season. Good luck!

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  40. Good luck, it's so hard to not buy all those little bits but will save so much money!

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  41. Great idea. I'm saving for a house and very rarely treat myself now... but it will be worth it all, I hope!

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  42. I would love to see how you get on as the month progresses. I tend to be a very sensible spender, but sometimes extra costs creep up on you no matter how sensible you are!

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  43. Best of luck on your no spend month!!

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  44. Oh wow good luck. I would save so much if I did this. I think I'm going to try this out in January!

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  45. I am trying to save money too. I live in London so lunches at work can be expensive! Packed lunches are a must.

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  46. Good luck with this i really need to do this too so think november might be a good one for me leading up to christmas!

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